Address: Savings Department, Standard Life Bank Ltd., Caledonian Exchange, 19a Canning Street, Edinburgh EH3 8EG
Standard Life plc is a financial services institution based in Edinburgh, Scotland. Formerly a mutual society, since September 15, 2006, the company has been a publicly listed constituent of the FTSE 100 Index.
Standard Life offers a wide choice of healthcare policies through their EspritHealth ranges and Primecare. The five Primecare plans will present a vast range of healthcare cover varying in different degrees. It includes the pared-down, affordable Primecare Supersaver up to the comprehensive Primecare Gold. The two EspritHealth plans offer excellent cover for day-patient and in-patient treatment, plus the cover for out-patient costs. You can also take advantage of a range of optional money-saving features and other extras (like the 6-week wait option).
All the policies have a No Claims discount system so that you can make further savings on your premium price, including the new customers that are switching to Standard Life policy. All in all, this company offers a practical and wide range of healthcare products to suit all requirements and budgets.
Can apply online for mortgages, personal savings accounts at the savings shop section and view balances, and access last 100 transactions on Direct Access and 50-day accounts. Mortgage calculator for residential and buy-to-let mortgages
Standard Life is not endorsed by or associated with the Good Finance Guide. All trademarks remain the property of their respective companies.
Pensions FAQ
A pension is a tax-efficient means of providing for an income in retirement. The amount of income that the pension will provide will depend on the type of pension, the amount of contributions and how long a period those contributions have been made over.Pensions have traditionally been held by working people, but stakeholder pensions now allow for anybody to now possess and contribute to a pension.
A pension is essentially a long term savings scheme. In fact, it is probably the longest investment you will ever make. Once you invest money in a pension it is locked in place usually until you are over the age of at least 50, and it is very difficult, if not impossible, to release it early. It is obviously in the country's best interests for retired people to not be dependant on state benefits. Hence the government make putting money into pensions very attractive by offering tax relief on these contributions. The more tax you pay, the more attractive this is. Part of the price you pay for gaining this tax relief today is that you cannot get at your pension until a defined point in the future.
There are various different types of pension: employers', personal, stakeholder and state. In addition to these there are also various ways of "topping up" an inadequate pension: Additional Voluntary Contributions (AVCs) or Free Standing Additional Voluntary Contributions (FSAVCs).
